What Stores Have Layaway?

Find Out What Stores Have Layaway! Also, Learn the Questions To Ask When Searching For The Best Layaway Plan For You...

What Stores Have Layaway?

Layaway plans have been available for a very long time but until a couple years ago the use of layaway had been declining.
Learning what stores have layaway in your area will assist you with your budget.  Layaway allows you to purchase items over a period of time while the store holds the item for you until your payment is complete.  In this economy, very few people are able to pay cash for major purchases such as furniture and electronics.


Finding out what stores have layaway will help you make smarter financial decisions.

What are the benefits to using a layaway program?  The greatest benefit to using layaway is that you will be able to pay cash for your items over time rather than adding to or creating credit card debt.   Using layaway not only gives you peace of mind, but also provides a sense of accomplishment as you wait in anticipation of owning your desired item then completing the payments.

It appears more important these days to begin your shopping earlier and use layaway to ensure that you get the items
you need for the holidays.

If you cannot afford an item that you desire but would like to be assured that it will be there for you once you can afford it, the obvious solution is to use a layaway program.  This way, the item will be held in your name for a certain period of time whilst you work on regularly and consistently paying
it off at thestore or online.

Layaway is a wonderful and affordable option to use during your holiday shopping when you are inundated with requests for one or more big ticket items.  The key is to plan your purchases, budget, research, and get started early.  Layaway is being so widely used that many times shoppers looking for gifts and other products are finding that many items sold out. This is because so many customers have already reserved the items in layaway plans so again we recommend getting started early.

Begin by finding what stores have layaway and ask them a few key questions before signing on to their layaway program.

 So what stores have layaway?

You’d be surprised at what stores have layaway!  You can use layaway to pay for clothing, electronics, children’s toys, items for baby and various and sundry other purchases. 
Here are just a few major national retailers and some smaller retailers that offer layaway programs, plus some useful information to help you decide how, where, and when to use layaway! Also, learn the questions to ask when searching for the best layaway plan for you.

  • Burlington Coat Factory and Baby Depot:


(You can find Layaway Policy under Helpful Links on right hand side.)


  • Kmart’s layaway program:



  • Orion Telescopes and Binoculars

Orion Telescopes and Binoculars 

(Click on link above then From the Homepage scroll down to the bottom and click on Layaway Program under the Buying From Us column.)



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  • Marshall’s layaway program


  • Sears’ layaway program:


  • TJ Maxx’s layaway program:




Bookmark our site and keep coming back as we will continue to add to and adjust this list to keep you informed of what stores have layaway.


What questions should you ask prior to using a store’s layaway program?

Here is a list of key questions you may want to ask before using a layaway program:

  • How much is each layaway payment?

  • How often do I make layaway payments?

  • When are the payments due?

  • How much time do I have to pay off the item?

  • Where can I make my layaway payments?

  • How much do I have to put down?

  • Are there any layaway storage or layaway service plan fees?

  • What happens if I miss a payment? Are there penalties? Does the item return to inventory?

  • Can I get a refund or store credit if I no longer want the item after making a few payments?

  • What happens if the item goes on sale after I’ve put it on layaway?

  • Can I cancel a layaway contract?

  • Are all items in your stores and online available for layaway?

  • When I make my final payment, can I pick up my layaway items right away?

  • Is there a penalty for completing my layaway contract early?

In short, layaway is a very affordable, convenient and budget friendly way to purchase items.  Just be sure to check in your area and find out what stores have layaway to meet your budget.